What are you looking to achieve right now?
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Buy my first home
Buy my next home
Buy my first investment property
Buy another investment property
Refinance to a new lender
Refix with my current lender
Restructure my current lending
Access equity / top up
Green loan / EV loan
Debt consolidation
Renovation loan
Mortgage review & loan structure advice
Just exploring options
Adviser ID
When would you like to achieve this?
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ASAP / Urgent
1-3 months
3-6 months
6-12 months
12 months +
Just exploring at this stage
What are your top priorities? (Select up to 3)
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Secure the lowest possible interest rate
Keep repayments manageable
Access low equity home loan (< 20% deposit)
Minimise upfront costs and fees
Maximise cashback contribution
Loan flexibility (lump-sum repayments or top ups)
Get approval with confidence
Reduce risk with rising interest rates
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What are your top priorities (Select upto 3)
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Secure the lowest interest rate
Loan flexibility (lump-sum payments/top ups)
Improve cashflow
Reduce interest rate risk
High cash contribution / cashback
Reduce security risk
Access equity
Consolidate debt
Optimise my loan structure
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Number of applicants for this mortgage
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1
2
3
4 or more
Age range of applicants (please select all that apply)
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< 25 years
25 - 35 years
36 - 44 years
45 - 49 years
50 - 55 years
> 56 years
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What is your employment status?
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Full-time PAYE
Part-time (permanent)
Part-time (casual)
Self employed
Full-time student
Maternity leave
Unemployed
Retired
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Total combined annual income (Before tax)
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Less than $79k
$80k - $99k
$100k - $149k
$150k - $249k
$250k Plus
Total Combined Debt (including credit card balances)
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Total Combined Deposit Including KiwiSaver, Cash and Gifts
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Total KiwiSaver available for first home withdrawal
Total Combined Savings (excluding KiwiSaver)
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Which bank(s) do you currently have your loan(s) with?
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What is the total estimated value of your current property(s)?
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$0 - $499k
$500k - $749k
$750k - $1m
$1m - $2m
$2m +
What is the total remaining loan balance on your property(s)?
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Less than $200,000
$200,000 - $400,000
$400,000 - $500,000
$500,000 - $750,000
$750,000 - $999,999
$1M - $2M
$2M +
How would you describe your current credit rating?
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History of defaults and arrears
Below average
Average
Above average
Very good
Do you foresee any potential challenges?
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Low deposit (< 20% deposit)
Credit History (defaults, arrears)
Age (i.e. over 45 years old)
Income (may not be sufficient to meet serviceability requirements)
High expenses (i.e. high daycare costs / essential commitments)
Existing debts
Single income
One applicant is currently (or about to be) on maternity leave
One or more applicant(s) on ACC
Self employed
No
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What price range are you considering for your first home?
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$0 - $499k
$500k - $749k
$750k - $1m
$1m +
What area are you looking to buy in?
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Where is your (owner occupied) property Located?
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How many dependants do you have? (children under 18yrs old)
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0
1 - 2
3 - 4
4 +
Do you expect any changes to your financial situation in the next 12 months?
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When was your last KiwiSaver review?
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Never (not since i set it up)
Within the last 12 months
In the last 2-3 years
Over 3 years ago
When was your personal insurance (health, life or income protection) last reviewed?
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I don't have any personal insurance yet
Never had a review
Within the last 12 months
In the last 2-3 Years
Over 3 years ago
Is there anything else you would like us to know?
Were you referred to us by someone?
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Yes
No
Who can we thank for the referral?
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First Name
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Last Name
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Email
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Phone
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