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Compare today's mortgage rates

Compare New Zealand's current mortgage rates, terms and lenders all in one place..

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Rate of the Day is the lowest 1-year special mortgage rate available across all lenders. Special rates require a deposit of 20% or more. First Home Buyer rates are for eligible first-home purchasers and may have different conditions. Rates are updated every 30 minutes.

Rate of the Day

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1 Year Fixed

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Live rates, updated every 30 minutes — data source.

Live Mortgage Rate Comparison Tool
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Disclaimer: These rates are updated hourly but may not always reflect real-time changes. Rates shown are for reference only and may include special conditions, LVR requirements, or eligibility criteria. We recommend confirming current rates directly with your lender or mortgage adviser before making any decisions.

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